Professor Antti Ripatti has been selected for the role of Adviser to the Parliamentary Supervisory Council. As Adviser, his main responsibility will be to assist the Parliamentary Supervisory Council in dealing with relevant matters of monetary and economic policy. This updates the guiding principles published in 2018 and 2022. The new policy is designed to spur the development of payment systems towards ensuring operational reliability, convenience and trust in all situations for all customer groups. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone.
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- The average interest rate on new drawdowns of holiday cottage loans declined slightly from May.
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Approximately half of the consumer credits (EUR 13.8 billion) was unsecured consumer credit (excl. vehicle loans). At the end of the second quarter of 2025, households’ total consumer credit stock was EUR 28.2 billion, and its year-on-year growth rate was 0.5%. Half of the consumer credit (EUR 14.1 billion) was unsecured consumer credit (excl. vehicle loans).
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- At the end of the second quarter of 2025, households’ total consumer credit stock was EUR 28.2 billion, and its year-on-year growth rate was 0.5%.
- A stable price level, safe payment systems and a reliable financial system promote sustainable economic growth, employment and the well-being of Finns.
- Despite uncertainty weighing on hiring, small business profitability remains positive and more firms appear willing to borrow.
- A trade war escalation would significantly weaken Finland’s exports and economic growth.
- Half of the consumer credit (EUR 14.1 billion) was unsecured consumer credit (excl. vehicle loans).
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We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Make an appointment to open an account or discuss your financial concerns at your convenience. If you don’t see an app for your device, you may still be able to access our mobile website by typing bankofamerica.com in your mobile web browser. The Bank of Finland Museum is intended for everyone interested in economics and social issues. You can explore the museum independently or with a pre-booked guided tour. Guided tours are organized in Finnish, Swedish and English by agreement and are free of charge.
Year-on-year change, %
Drawdowns of holiday cottage loans exceeded the level of 2024 for every month in the first half of the year. The average interest rate on new drawdowns of holiday cottage loans declined slightly from May. The average interest rate on the stock of holiday cottage loans declined steadily in the first … Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their polices. At the end of the first quarter of 2025, households’ total consumer credit stock was EUR 28.0 billion, and its year-on-year growth rate was 0.3%.
The European Central Bank (ECB) today launched a public contest for the design of future euro banknotes – the next step in the euro banknote redesign process. Olli Rehn, Governor of the Bank of Finland, has been appointed Chair of the Audit Committee of the European Central Bank. He succeeds Klaas Knot, former President of De Nederlandsche Bank, whose term of office ended on 1 July 2025.
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